Chinese AI Retirement Planning Infographic

{"type":"编辑类中文信息图海报","topic":"AI 与退休规划的边界","style":"简洁的学术杂志信息图风格，扁平化矢量图标，柔和纹理的米白色纸张背景，平衡的中文编辑排版，极简的日式装饰元素","canvas":{"orientation":"portrait","aspect_ratio":"3:4"},"palette":{"background":"暖象牙白","primary_text":"黑色","secondary_text":"深蓝色","accent_red":"玫瑰粉","accent_green":"柔和橄榄绿","accent_yellow":"金黄色","accent_blue":"海军蓝","line_color":"柔和灰蓝色"},"headline":{"text":"\"headline: \"AI","position":"左上角","font":"粗体中文衬线体或宋体标题字","large":true},"subheadline":{"text":"MIT Sloan 对“AI + 退休规划”的边界判断","position":"标题下方","color":"深蓝色","font":"粗体中文无衬线体"},"source_line":{"text":"来源：MIT Sloan / Andrew Lo","position":"副标题下方","color":"灰色"},"layout":{"sections":[{"title":"高责任场景","position":"中上部","count":2,"shape":"带粉色边框和淡粉色填充的圆角矩形","icon_count":3,"labels":["AI = 辅助工具，不是最终决策者","适合帮助思考，不适合替你拍板"],"left_icon":"圆圈内的大型粉色警告三角形，背景为波浪纹","item_icons":["人员徽章","感叹号"]},{"title":"强在帮你想清楚，弱在替你承担后果","position":"中心","count":2,"shape":"大型框架对比面板","subsections":[{"title":"AI 更适合做：认知辅助","position":"左侧","count":4,"color":"绿色","labels":["解释复杂概念","比较不同方案","做情景推演","提醒行为偏差"],"icons":["书本","天平","上升图表","对话框中的感叹号"]},{"title":"AI 不能替代：责任判断","position":"右侧","count":4,"color":"粉红色","labels":["承担法律责任","精确税务与收益计算","处理复杂合规细节","托管敏感隐私风险"],"icons":["法院","计算器","剪贴板","锁"]}],"center_icon":"带白色天平的蓝色圆圈"},{"title":"正确用法：把 AI 当分析伙伴，不当神谕","position":"中下部","count":3,"shape":"带黄色边框和淡奶油色填充的圆角矩形","labels":["先用 AI 做认知准备：理解概念、列变量、梳理方案","再让 AI 挑战你的假设：问它哪里可能错、缺了什么信息","关键决策交给自己，并由专业人士复核"],"left_illustration":"竹叶背景下，旭日东升的简约景观","step_markers":"三个黄色数字圆圈：1, 2, 3"},{"title":"注：本文强调的是“辅助决策边界”，不是投资建议","position":"底部","count":1,"shape":"带灰蓝色边框的圆角矩形","labels":["Source: MIT Sloan, Want to use AI to plan your retirement? Here’s how to proceed"],"left_icon":"圆圈内的蓝色钢笔尖","right_decoration":"灰蓝色波浪纹"}],"decorations":{"count":5,"items":["右上角带有粉色花朵和落瓣的樱花枝","左上角宝塔剪影","左上角远山剪影","对比部分上角附近的小云纹","圆形图标和右下角页脚内的精致波浪纹"]}},"composition":"留白充足，除底部英文来源行外，所有文本均为中文，从标题到彩色内容框具有强烈的层级感，中间采用对称对比布局，适合社交媒体发布的精美信息图","rendering":"清晰的矢量信息图，文字锐利，带有细微纸张纹理，非写实风格"}